Fintechs ke Unsecured Loans: RBI ki Chhupi Baaten

Arre bhai, RBI ki report aayi hai aur pata chala ki fintechs ke unsecured loans ka chakkar 70% se zyada hai! Yeh loans toh un logon ko diye ja rahe hain jo 35 ke neeche hain. Matlab, sab chhote chhote personal loans le rahe hain jaise koi chhoti si chai ki dukaan khol raha ho. Lekin bhai, choti loans mein risk bhi zyada hai, samjhe? Toh sochiye zara, kya scene chal raha hai!