YES Bank ka ROA 1% tak pahunchne ka plan, bhai!

Arre bhai, YES Bank toh recovery ki raah par hai! CFO Niranjan Banodkar keh rahe hain ki FY26 tak unka ROA 1% tak pahunch jayega. December quarter mein unka net profit Rs 952 crore hua, 55% ka growth! Lagta hai, bank waale bhi IPL ki tarah run bana rahe hain! Lekin bhai, legacy lending ka bhi kuch karna padega, warna kya scene hai?

Quick rundown

1.YES Bank aims for a 1% return on assets by fiscal year-end.

2.The bank's net profit surged by 55% annually in the December quarter.

3.SMBC's investment boosts YES Bank's growth potential.

4.YES Bank is reducing its RIDF balances to improve profitability.

5.The bank plans to retire high-cost borrowings for better asset deployment.

RBI ka banking ka naya rang, sabko milega sukoon!
RBI ka banking ka naya rang, sabko milega sukoon!
Arre suno bhaiyon aur behno, RBI ne banking ka rangmanch sajaya hai! Repo rate hai 5.25, par customer ki suraksha ka hai naya jahan! Mis-selling ki kahani khatam, chhote fraud par milega compensation ka jadoo! MSMEs ke liye collateral-free loans ka hai naya jashn, aur UCBs ko milne wale hain naye rang! Banking ki sehat hai zabardast, bhai!
08:10 am on Friday, 6 February, 2026
M Nagaraju Tells Banks to Slash Small Loan Rates Immediately
M Nagaraju Tells Banks to Slash Small Loan Rates Immediately
Big news, folks! DFS Secretary M Nagaraju just told banks to slash those interest rates on small business loans. Why? Because they’re swimming in cash! He wants them lending more, not hoarding money like Scrooge McDuck. SBI's C S Setty says public banks are winning big! Let’s make lending great again, folks! Time for action, not excuses!
02:25 pm on Friday, 20 February, 2026
UGRO Capital's Game-Changing Strategy to Cut Borrowing Costs
UGRO Capital's Game-Changing Strategy to Cut Borrowing Costs
UGRO Capital, folks, is facing a borrowing cost disaster—1.25% higher than the rest! But don’t panic! They’re slashing those costs in FY27. They’ve skyrocketed their assets from ₹3,000 crore to a whopping ₹15,000 crore! No equity raising needed, strong liquidity, and deals galore. Believe me, they’re making moves that are simply tremendous!
08:55 am on Sunday, 22 February, 2026
RBI’s Main Man Spills the Beans on Economy, G
RBI’s Main Man Spills the Beans on Economy, G
Yo, peep this! RBI’s big boss Sanjay Malhotra and his squad laid down the law on the economy, droppin’ some serious knowledge. With a net borrowin’ of ₹11.53 trillion, credit’s flowin’ smooth at 14%, and inflation’s chillin’ low. They got the external vibes on lock, keepin’ it all fly for the economy, fo’ shizzle.
03:55 pm on Friday, 6 February, 2026
Banks Unleash Lending Magic Amidst Credit Mysteries
Banks Unleash Lending Magic Amidst Credit Mysteries
In the magical land of finance, banks have unleashed their lending spells since FY21! However, beware the lurking shadows of high credit-deposit ratios among the private sector sorcerers, which could cause liquidity potions to fizzle. With enchanted write-offs reducing non-performing assets, the Reserve Bank's goblins have conjured multi-decade lows, though not without their share of trickery!
06:30 pm on Sunday, 1 February, 2026

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