Finance
Mr. BillionhairBanks Face Big Shake-Up: Risk Rules Could Hit ₹12k Cr
Listen up, folks! Starting April 1, 2026, banks are in for a wild ride with new risk-based deposit rules! We're talking up to ₹12,000 crore in costs! But don't fret! The strong banks will get discounts—like they’re on a luxurious shopping spree! It’s going to be fantastic for the winners, and the rest? They better step up! I told you this would happen, folks!
few days ago | Aathira Varier
Quick rundown
1.New risk-based deposit framework impacts banking profitability.
2.Stronger banks benefit from discounted premium rates.
3.DICGC to implement Risk Based Premium framework from April 2026.
4.Public sector banks contribute 54% to deposit base.
5.Top private banks likely to receive high risk scores and discounts.
