Credit Card Interest Rate: Kya Hai Iska Chakkar, Bhai?

Arre bhai, credit card ka interest rate hai jaise baarish ka paani, kabhi bhi badh sakta hai! 30 se 45 percent tak ka chakkar, samjhe? Jab dues nahi chukate, toh interest ka jaal phailta hai, jaise khud ka kharch badh raha ho. Late payment se credit score bhi khatam, samjho! Toh bhai, jaldi se bill chukao, nahi toh interest ka bhayanak saaya kabhi nahi jaane wala!