Credit Card Vibes: Spendin' Dips While Cards Keep Rollin'

Yo, in January 2026, the Indian credit card scene got a little twist, g. While banks be stackin' them cards, spendin' took a chill pill, droppin' 3.5% MoM to ₹17,060. Top dogs like SBI and ICICI felt the heat, but HDFC slid in smooth, gainin' market share. It’s all about keepin’ it real with small-ticket buys now, rather than big splurges, fo’ shizzle.