EPF se Ghar? The Rock's Rules for Winning Big!

Listen up, superstar! You can tap into your EPF for a home, but you gotta clock in three years first! The rules? 24 times your salary for a plot, 36 for a house, and first-timers can snag 90% of their EPF! Keep your docs ready, hit up Form 31 online, and remember: only dip into that fund if your EMIs are throwing you down! Balance is key, baby!